TERM LOAN

A term Loan is an arrangement between a borrower and lender, where the lender provides cash upfront and it is paid back through a series of smaller amounts, over a period of time. As an incentive for the lender, the borrower pays a percentage of interest. This money can be used for expansion, marketing, technology expenses, capex etc. This way, the company can raise Capital without giving up on equity.

capital finance business loan

Structure

Flexible repayment schedule for our clients to choose from for their business

capital finance business loan

Tenor

1-3 YEAR

tap-one
WORKING CAPITAL

A Working Capital Demand Loan, also known as working capital funding, plays a crucial role in providing businesses with the necessary liquidity to meet their day-to-day operational needs and maintain a healthy cash flow.

capital finance business loan
Tenor

1 YEAR

capital finance business loan
Rollover period

1-3 MONTHS

capital finance business loan
Client Type

Predominantly Enterprise Finance Note - The entire repayment can be triggered at any time depending upon the value

tap-one

SUPPLY CHAIN FINANCE

Supply Chain Finance seeks to fund the network of suppliers and dealers of a particular corporate. It is structured as your revolving line of credit. We would Finance the vendors / suppliers / dealers distributors of your business for short term needs. This helps increase the business efficiency for sellers and vendors.

capital finance business loan
Structure

Anchors (large sellers) are onboarded first, and the counter parties dealing with the said supplier qualify as clients

capital finance business loan
Tenor

Fixed/Floationg

tap-one

CO-LENDING

We help in daily financing through tech integration, enabling you to expand your customer base. Our partners are our medium to reach the end customers. We use their expertise and platform for collection and disbursement. While we underwrite our co-lending partner, we make use of their underwriting capabilities for the end customers.

Tenor

3 MONTHS - 4 YEARS (Tenor can be client specific)

capital finance business loan
Sectors

Business loans, Gold loans, Microfinance, Loans to purchase used and new vehicles (Two wheelers, Commercial vehicles, Cars), Loans against property, Agricultural loans

capital finance business loan
Client Type

Financial Services

tap-one

SECURITIZATION

We act as an investor. From the client’s pool of borrowers, we cherry pick the contracts that have the least risk of default. And against those set of receivables, the securitised asset is created.

capital finance business loan
Tenor

Depends upon the Asset class

capital finance business loan
Client Type

Financial Services

tap-one

NON-CONVERTIBLE
DEBENTURES

We offer Non-Convertible Debentures which is similar to a Term loan. It is a certificate of deposit having a certain decided face value.

easy-business-capital-loans
Tenor

24-36 Months

easy-business-capital-loans
Client Type

Financial Services

easy-business-capital-loans
Type

Listed and unlisted NCDs

tap-one
TERM LOAN
TERM LOAN

A term loan is an arrangement between a borrower and lender, where the lender provides cash upfront and it is paid back through a series of smaller amounts, over a period of time. As an incentive for the lender, the borrower pays a percentage of interest. This money can be used for expansion, marketing, technology expenses, capex etc. This way, the company can raise capital without giving up on equity.

easy-business-capital-loans
Structure

Flexible repayment schedule for our clients to choose from for their business

easy-business-capital-loans
Tenor

1-3 Year

tap-one
WORKING CAPITAL
SUPPLY CHAIN FINANCE

SUPPLY CHAIN FINANCE

Supply Chain Finance seeks to fund the network of suppliers and dealers of a particular corporate. It is structured as your revolving line of credit. We would finance the vendors / suppliers / dealers distributors of your business for short term needs. This helps increase the business efficiency for sellers and vendors.

working-capital-funding
Structure

Anchors (large sellers) are onboarded first, and the counter parties dealing with the said supplier qualify as clients

working-capital-funding
Tenor

Fixed/Floationg

tap-one
CO-LENDING

CO-LENDING

We help in daily financing through tech integration, enabling you to expand your customer base. Our partners are our medium to reach the end customers. We use their expertise and platform for collection and disbursement. While we underwrite our co-lending partner, we make use of their underwriting capabilities for the end customers.

working-capital-funding
Tenor

3 MONTHS - 4 YEARS (Tenor can be client specific)

working-capital-funding
Sectors

Business loans, Gold loans, Microfinance, Loans to purchase used and new vehicles (Two wheelers, Commercial vehicles, Cars), Loans against property, Agricultural loans

working-capital-funding
Client Type

Financial Services

tap-one
SECURITIZATION

SECURITIZATION

We act as an investor. From the client’s pool of borrowers, we cherry pick the contracts that have the least risk of default. And against those set of receivables, the securitised asset is created.

working-capital-funding
Tenor

Depends upon the Asset class

working-capital-funding
Client Type

Financial Services

tap-one
NON-CONVERTIBLE DEBENTURES

NON-CONVERTIBLE
DEBENTURES

We offer Non-Convertible Debentures which is similar to a term loan. It is a certificate of deposit having a certain decided face value.

working-capital-funding
Tenor

24-36 Months

working-capital-funding
Client Type

Financial Services

working-capital-funding
Type

Listed and unlisted NCDs

tap-one

Our Product and Finance teams work with your leadership and compliance teams to ensure that the product you require perfectly suits your needs.

Data Processing

thowe-three vertical-three
first-stage

FIRST STAGE

3 years' Financials, borrowing profile, shareholding pattern, company and management profile analysis

sec-stage-note

SECOND STAGE

P&L, Balance Sheet, Working Capital, Group Level data, bank statements and GST Analysis for the current year

working-capital-funding

THIRD STAGE

KPIs and Performance Trend analysis

Understanding your needs better

thowe-three vertical-three
first-stage

FIRST STAGE

Meeting your leadership team at your premises

sec-stage-note

SECOND STAGE

Visiting your operational sites to get in-depth insights

partner

THIRD STAGE

Setting a quick meeting with your stakeholders to get a holistic view

Understanding your needs better

product-delivry
  • product-delivry-point-one

    Ability to offer
    multiple products
    across growth cycle

  • product-delivry-point-two

    Quick turnaround
    time and reduced
    processing time

  • product-delivry-point-three

    Customisable and
    flexible products that
    are fully tech-enabled

product-mob

Copyright © 2023 Vivriti Capital. All Rights Reserved