A Loan Onboarding System (LOS) is a crucial software platform used by financial institutions to streamline and automate the process of approving and disbursing loans. It manages the entire loan lifecycle, from application submission to credit checks, document verification, and final approval. LOS enhances efficiency, reduces processing time, minimizes errors, and ensures compliance with lending regulations. It also provides a seamless experience for both borrowers and lenders by offering online application forms and real-time status updates. This system plays a pivotal role in modernizing and optimizing the lending process, ultimately benefiting borrowers and financial institutions alike.
A Loan Management System (LMS) is a software solution designed to efficiently administer and monitor a portfolio of loans. It enables financial institutions to automate tasks such as loan onboarding, servicing, payment processing, and collections. LMS streamlines workflows, ensures accurate record-keeping, and facilitates risk assessment by tracking borrower information, payment schedules, and collateral details. Moreover, it offers reporting and analytics capabilities, aiding decision-making, and regulatory compliance. LMS contributes to a more organized and cost-effective loan management process, enhancing customer experiences and reducing the potential for errors while allowing lenders to make informed decisions about their loan portfolios.
Supply Chain Finance(SCF) is a financial product designed to optimize and streamline the complex world of supply chain onboarding. It provides a unique financial solution that benefits both buyers and suppliers by offering access to affordable capital. In SCF, a financial institution facilitates early payment to suppliers in exchange for a discount, benefiting the buyer to facilitate transactions. Buyers can benefit from improved working capital management, quick access to the funds. SCF enhances supply chain resilience, reduces operational costs, and strengthens business relationships throughout the value chain. By providing a win-win scenario for all parties involved, it's a valuable tool for modern businesses seeking to optimize their supply chain operations and drive growth & stability.
Our Co-Lending Solution is a financial product that facilitates collaborative lending between a traditional financial institution, like a bank, and a non-bank financial institution, such as a fintech company. This innovative approach combines the strengths of both lenders, allowing them to jointly fund loans to borrowers. The bank brings regulatory compliance, access to capital, and a wide customer base, while fintech provides advanced technology, data analytics, and a streamlined user experience. Co-Lending Solutions enhances financial inclusion, increases credit availability, and promotes competition in the lending market. They leverage synergies to mitigate risk, lower costs, and offer borrowers more accessible and affordable loan options.
There are so many complex variables in enterprise debt. To speed up the processes from client identification to capital disbursement, Vivriti has technological solutions for every step of the journey.
Vivriti Group offers the best of both worlds to tech talent exploring to push new boundaries.
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Ms Namrata Kaul brings on board over 30 years of global banking experience. She has served as the Managing Director, Corporate and Investment Banking at Deutsche Bank AG. Prior to that she was Head of Asia Business for Deutsche Bank based out of London, involved in multi country interface. Ms Kaul has been involved in developing the strategy roadmap for Deutsche Bank India as part of the India Board and was instrumental in defining and executing the Asia Focus strategy for the EMEA business. She was the founder of Deutsche Bank's Diversity initiative in India. Ms Kaul had earlier worked with ANZ Grindlays Bank in various leadership roles across Treasury, Corporate Banking, Debt Capital Market and Corporate Finance in India and the UK.
Ms Kaul serves on the Board of CARE International. She is a Management Postgraduate from IIM Ahmedabad and has completed a Chevening scholarship on Leadership from London School of Economics.