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Technology Platform

Building a fintech platform requires careful consideration of the technology stack to ensure security, scalability, and compliance with regulatory standards. The choice of technologies will depend on the specific requirements of the fintech application, but here's a general overview of the components commonly found in the tech stack at Vivriti. Java is preferred for its robustness and scalability, while Python offers rapid development capabilities. Angular, or Vue.js are commonly used for building interactive user interfaces. Utilizing monitoring tools such as Prometheus for real-time performance monitoring and alerting. It's essential to stay updated with the latest technological advancements and regulatory changes in the fintech industry to adapt and evolve the tech stack accordingly.

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Data

At Vivriti Group. We aspire to be a data driven organization where we pride ourselves in empowering every stakeholder with the data, they need to take decisions in a timely, accurate and pro-active manner with Data Analytics. Data engineering forms the backbone of any data-driven initiative in financial services. It involves the collection, storage, processing, and management of vast amounts of data to ensure its availability, reliability, and accessibility for various downstream applications. Data Science leverages statistical analysis, machine learning, and predictive modelling techniques to extract meaningful insights and drive informed decision-making in financial services.

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Digitalization

The financial services sector is rapidly embracing digital initiatives to enhance efficiency, accessibility, and security. We at Vivriti have taken Digitalization as a core goal to streamline processes across the org. We are parallelly running numerous initiatives to solve stakeholder pain points by leveraging the power of technology. As digital transformation accelerates, collaboration between traditional institutions and tech disruptors cultivates a dynamic landscape, ultimately empowering consumers with convenient, reliable, and tailored financial solutions. Vivriti is all set to ride the wave of this transformation with best-in-class tools, talent and processes.

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Information Security

Information security at Vivriti is of paramount importance due to the sensitive nature of financial data and the increasing prevalence of cyber threats. Conducting regular risk assessments to identify vulnerabilities and threats to information security. Complying with data protection laws such as the DPDP Act, 2023, which is expected to enhance data privacy standards in India. Providing comprehensive training and awareness programs to employees on information security best practices and policies and by adopting a proactive and comprehensive approach to information security, we have built trust with customers, strengthen our resilience to cyber threats, and ensure compliance with regulatory mandates.

Catalyzing Lending
Every Step Of The Way

Acquisition

Tech

  • Data mining & Verification
  • Periodic system alerts for Engagement
business-finance

Underwriting

Tech

  • Hygiene & Legal checks
  • Rating model
  • Risk limit management
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Product

Tech

  • Lender execution engine
  • Document management system
  • 100% digital collection
business-finance

Portfolio Management

Tech

  • Robust data monitoring
  • Early warning signs
  • Portfolio dashboards
business-finance

Acquisition

Tech

  • Data mining & Verification
  • Periodic system alerts for Engagement
business-finance

Underwriting

Tech

  • Hygiene & Legal checks
  • Rating model
  • Risk limit management
business-finance

Product

Tech

  • Lender execution engine
  • Document management system
  • 100% digital collection
business-finance

Portfolio Management

Tech

  • Robust data monitoring
  • Early warning signs
  • Portfolio dashboards
business-finance

Excitement of A Fintech
Culture of A Start-up

Young

The average age of employees at Vivriti is barely 30.

Open

You can speak your mind. Hierarchy doesn't come in the way.

Merit-based

Talent gets its due at Vivriti. Your idea matters more here.

ProActive

It's not about doing what you're told. It's about going beyond the brief.

Passionate

The journey at Vivriti is all about Josh.

Fun

Vivriti is buzzing with excitement and energy. The culture is informal.

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