Highlights for Q1FY26
- Assets under Management (AUM): Vivriti Group's AUM grew 27% YoY to INR 13,098 crore, reflecting robust portfolio expansion.
- Revenue Growth: In Q1FY26, Group revenue increased by 12.1% YoY to INR 381 crore.
- Net Interest Income (NII): Vivriti Capital's Q1FY26 NII grew 18.5% YoY to INR 155 crore, supported by steady business growth.
- Profitability: The Group's first-quarter profit after tax (PAT) stood at INR 48 crore, representing an 11% YoY decline due to higher credit costs incurred during the quarter.
- Balance Sheet Resilience: Consolidated net worth increased 12.3% YoY to INR 2,190 crore, positioning the group effectively for future expansion.
Quality of Growth (NBFC)
- Asset Quality: Vivriti Capital maintained a healthy asset profile with its gross NPA ratio standing at 2.49% as of June 30, 2025, compared to 1.7% as of June 30, 2024.
- Capital Adequacy: The capital adequacy ratio remained strong at 21.3% as of June 30, 2025, compared to 22.7% as of June 30, 2024.
Chennai, July 30, 2025:Vivriti Capital, a leading player in the mid-market enterprise lending space in
India, and Vivriti Asset Management, a private credit asset manager, announced its results for the quarter
ended June 30, 2025.
The Group reported a Q1FY26 Profit After Tax (PAT) of ₹48 crore, a 11% YoY decline due to higher credit
costs during the quarter. However, it posted a robust portfolio growth with assets under management
(AUM) increasing 27% YoY to ₹13,098 crore, underscoring strong demand momentum.
Vivriti Group’s balance sheet remained resilient, with consolidated net worth increasing 12.3% YoY to INR
2,190 crore, positioning it well for future growth.
Vivriti Capital’s Net Interest Income (NII) rose 18.5% YoY to ₹155 crore, supported by steady business
growth. It maintained a healthy asset quality with gross NPA at 2.49% as of June 30, 2025.
Commenting on the results, Vineet Sukumar, Founder & MD of Vivriti Group, said “We are pleased to begin
FY26 with healthy growth in our lending book and strong fundamentals despite a challenging operating
environment. Our Group AUM expanded 27% year-on-year, reflecting robust demand from mid-market
enterprises, while we continued to maintain a resilient balance sheet with healthy capital adequacy.
Alongside lending, our asset management platform continues to see strong investor traction, further
diversifying our business model and strengthening our ability to deliver sustainable returns. As we move
forward, our focus will remain on prudent growth, improving operating efficiencies, and disciplined risk
management to reinforce our leadership in the mid-market financial ecosystem.
Note: Financial results cover Vivriti Group entities, Vivriti Capital Limited and Vivriti Asset Management Private Limited, and exclude the performance of associate company CredAvenue Private Limited (CAPL), as provided in the exchange filing.
About Vivriti Group
Vivriti Group comprises Vivriti Capital Ltd., a fintech NBFC, and Vivriti Asset Management Pvt. Ltd., an asset manager of fixed-income AIF schemes. Over 8 years since inception, the Group has built a highly successful franchise, with an INR 13,000+ crore portfolio, as well as 500+ clients across 55+ sectors and 20+ states. It has raised INR 1,400 crore of equity since inception and witnessed stellar metrics, featuring industry-leading asset quality and return metrics.
For more details, visit www.vivriticapital.com and www.vivritiamc.com.
Media Contacts
Resham Chhabra
Head - Marketing & Communications
Resham.Chhabra@vivriticapital.com
